Personal Lending Services

North County Bank offers a variety of personal loans to fit your needs. Some of our most popular products are:

  • Credit Cards
    We offer both the Visa Classic® and the Visa Gold®. Enjoy the benefit of worldwide acceptance, with a low fixed interest rate and no annual fee. Plus, you can accrue Score Card Bonus Points: Which you can use for gifts, travel discounts on hotels, car rentals or airline tickets.

  • Ready Reserve Account (Overdraft Protection)
    Our Ready Reserve Account is a personal line of credit used to balance your checking account if you should ever overdraw. It's designed to end checking account overdraft complications and charges.

  • Personal Loans
    North County Bank offers loans for new or used vehicles, recreational vehicles, boats, home improvements or other personal needs.

  • Personal Lines of Credit
    Secured and unsecured revolving lines of credit to use for personal, family or household purposes without applying on an individual basis for each advance. You can access your funds through your North County Bank checking account. As you repay the balance, the funds become available to use again.

  • Home Equity Loans & Lines
    Use the equity in your home to finance just about anything you want. Our home loan experts are ready to assist you with a timely response and flexible products.

  • Mortgage Loans
    Loads of products to choose from, from the standard 30-year fixed rate loan to a myriad of other mortgages.

Please contact us for current interest rates!




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