Checking Accounts

Free Checking
The name says it all. This is a non-interest bearing account with no minimum average daily balance. Other features of this account include:
  • Unlimited check writing - no per check fee
  • Check safekeeping
  • Free ATM or Visa® Check Card
  • Free Online Banking and Bill Pay
  • Free first order of Checks

If keeping a larger minimum balance is not a problem, an Elite 50 Checking, Checking Plus or Compass High Yield Checking Account will pay interest on the money you keep in your checking account.

Elite 50 Checking
For our customers age 50 or better! Features of this account include:

  • Earns a Competitive interest rate
  • No Monthly Service Charge
  • Unlimited check writing - no per check fee
  • No Minimum Balance
  • Check safekeeping
  • Free ATM or VisaŽ Check Card
  • Free Online Banking and Bill Pay
  • Free Checks (Special Design - 1 box per order)
  • No fee for Cashier's Checks
  • Free 3 X 5 Safe Deposit Box (limited availability)
  • .25% CD rate Bonus on all new and or renewed CD's, except CD Specials and the Variable Rate CD. Payroll, Social Security or other direct deposit is required.
Checking Plus
Interest is paid on balances of $1,000.00 or more and is compounded daily.
No monthly service charge with an average daily balance of $1,000.00. Other features include:
  • Unlimited check writing - no per check fee
  • Check safekeeping
  • Free ATM or Visa® Check Card
  • Free Online Banking and Bill Pay
  • Free first order of Checks
Compass High Yield Checking
Set your course for secure investing. The Compass High Yield Checking Account is not your ordinary checking account and it's not for everyone:

The Compass High Yield Checking is for people who have built financial security through hard work, cautious planning and careful savings and want to be rewarded for those efforts. The Compass High Yield Checking Account pays a higher rate of interest than other checking or money market accounts with flexible and unrestricted use of your money. Interest is compounded daily and credited to your account monthly.

Other features and benefits of this account include:
  • Minimum balance of $10,000.00 required to open the account
  • Unlimited check writing - no per check fee
  • No annual fee for ATM or Visa® Check Card
  • Free Online Banking and Bill Pay
  • Free Checks (Special Design - 1 box per order)
  • No annual fee for Overdraft Protection
  • No fee for Traveler's Checks
  • No fee for Cashier's Checks and Money Orders
  • No annual fee for VISA® Credit Card
  • Free 3 X 5 Safe Deposit Box (limited availability)
  • No monthly service charge with a daily balance of $10,000.00




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