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Certificates of Deposit and Individual Retirement Accounts Certificates of Deposit We offer a variety of terms from 3 months to 5 years. The interest rate is fixed for the term and compounded daily. You may have the interest earned added back to the principal balance, mailed to you by check, or transferred to a North County Bank checking or savings account. We can help you choose the term that best fits your needs. Minimum deposit of $500.00 required. Individual Retirement Accounts Let us help you meet your retirement goals. We offer Traditional IRA's, Roth IRA's and Education IRA's. Other features include:
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