At North County Bank, we are small enough to know you and large enough to serve you. We offer a full range of lending products, using local decision makers that save you time and money.
- Lines Of Credit
We offer both secured and unsecured lines of credit, depending upon the financial condition of your business. These lines are generally reviewed and evaluated on an annual basis. They can be used for the short-term working capital needs of your business, including inventory and receivable financing.
- Machinery & Equipment Financing
Term loan financing is available for the purchase of machinery & equipment. Our creatively structured repayment plans for seasonal business cycles are also available.
- Business Acquisition And/Or Start Up Ventures
We can help your business grow through acquisition or we can help you start a new business.
- Real Estate Financing
We offer a full range of commercial real estate financing;
- Development loans: off-site & on-site improvements
- Construction loans
- Bridge financing
- Refinancing/Permanent loans
Visa Business Credit Card
North County Bank's Business VISA Card offers a great low rate and low annual fee. Enjoy the convenience and security of the credit card accepted worldwide.
Real Estate Financing (Residential & Multi-Family)
Our in house expertise is available to assist you with the following:
- Construction For Re-Sale (Speculative Construction)
We specialize in financing the construction of 1-4 family homes for re-sale. You will find our timely response and flexibility a welcome change.
- Development Loans
We can assist with the financing of off-site and on-site improvements
- Land Loans
Financing is available for short term and intermediate term needs.
- Purchase Money And Refinance Loans
Our mortgage division can help you obtain a myriad of different mortgage options. Rates and fees are competitive
Please contact us for current interest rates!
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